• TagLine
    'We are dedicated to providing you with the best possible service.
  • Description
    True Rate Insurance Agency specializes in meeting your needs for auto, home, dental and business coverage. Our diligent, professional team focuses on providing you the quality customer service you expect and deserve. We represent only the best carriers to provide the quality coverage you need at competitive prices. Our agents are committed to helping you secure custom insurance packages, tailored to meet your individual needs and budget.

    Who We Are
    We were founded in 1985 on the belief that customers in the Los Angeles, Long Beach and Pasadena areas of California deserve both professional, courteous service and the lowest rates possible. Since it opened its doors, True Rate has grown into a well-respected insurance service company with a dedicated team of specialists to serve your needs. You may be single, have a family, be a business owner or need SR22 or registration assistance. Whatever type of insurance assistance you need, True Rate can offer you the best rates with the highest quality of service.
  • Map
  • Products

    Auto Insurance

    Auto Insurance

    We are dedicated to providing you with the best possible service.

    Los Angeles car insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Car insurance provides property, liability and medical coverage: Property coverage pays for damage to or theft of your car. Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

    Auto Insurance
    Home Insurance

    Home Insurance

    'We are dedicated to providing you with the best possible service.

    Los Angeles homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

    Home Insurance
    Commercial Vehicle Insurance

    Commercial Vehicle Insurance

    'We are dedicated to providing you with the best possible service.

    Commercial Auto Insurance As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the 'principal insured' rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

    Commercial Vehicle Insurance
    Dental Insurance

    Dental Insurance

    'We are dedicated to providing you with the best possible service.

    There are many forms of insurance. Some, like car insurance, only provide a benefit to the few people who have a costly accident. Some, like life insurance, typically don't provide a benefit for many years. Some, like medical or health insurance, provide immediate benefits, but can be very costly. Dental insurance is rather unique. First, its low cost makes it highly affordable for individuals and families. Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately. Finally, the price of maintaining a healthy mouth can cost hundreds ... even thousands of dollars. Should you ever need costly care, from filings and crowns to periodontics and orthodontics, your dental insurance will be there to provide benefits when needed. So, if you buy dental insurance, you will probably use it. And, like millions of Americans who have protection, you'll probably be glad you did.

    Dental Insurance
    Life insurance

    Life insurance

    'We are dedicated to providing you with the best possible service.

    There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the 'term') and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

    Life insurance
    Vehicle Registration Services

    Vehicle Registration Services

    Don't waste your time waiting in line at the Department of Motor Vehicles

    Los Angeles Vehicle Registration Services Don't waste your time waiting in line at the Department of Motor Vehicles. No line. No wait. No fuss. We know your time is valuable and we are committed to giving you the best services. We provide: Transfer of title Vehicle Registration Stickers issued in minutes Plates Get your stickers in Minutes

    Vehicle Registration Services
    Watercraft & Boat Insurance

    Watercraft & Boat Insurance

    'We are dedicated to providing you with the best possible service.

    Why do you need insurance for your boat or personal watercraft? You'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider: If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it. If you or any passengers are injured in an accident, medical costs can be extremely expensive. If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth. Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

    Watercraft & Boat Insurance
    Motorcycle Insurance

    Motorcycle Insurance

    'We are dedicated to providing you with the best possible service.

    Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider: If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it. If you or a passenger is injured in an accident, medical costs can be extremely expensive. If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth. Your motorcycle may be one of your most prized possessions. It deserves special protection.

    Motorcycle Insurance
    Mexican Insurance

    Mexican Insurance

    'We are dedicated to providing you with the best possible service.

    As an experienced broker, we focus on providing real expertise in each sector that we work in and even though we have access to a vast majority of insurance markets, we have made a business decision to provide our clients with products suitable to their insurance needs. If you are traveling to Mexico by car, meaning that you are driving your own vehicle from the US and crossing the border into Mexico, you will need to purchase Mexican Insurance. Your US and Canadian auto insurance is not valid and is not recognized by the Mexican authorities, so you must purchase Mexican auto insurance prior to entering Mexico.

    Mexican Insurance
    International Drivers' License

    International Drivers' License

    We specializes in international drivers license

    We specializes in international drivers license, which is a translation of your native drivers license. A translation of international driving permit is based on your National Driver Document from your country. An International Driver License explains that you hold a valid drivers license from your country. The authorization for the International Driver License has its basis in international conventions on Road Traffic and Safety held in 1923, 1943, 1949 and 1968, which established standards for International driving permit. The style that we carry is very straight forward, and easy to understand. The English data is numbered, with its foreign language translation adjacent to it for ease of comprehension.

    International Drivers' License
    • Badges

      Access Insurance Company

      Access Insurance Company

      Known as a leader in the industry

      Founded in 1994 and headquartered in Atlanta, Access Insurance Company delivers specialty property and casualty automobile insurance programs through a network of independent insurance producers.

      Access Insurance Company
      Infinity Driver Club

      Infinity Driver Club

      Drive knowing that you have 24 hours roadside assistance at the tip of your fingers

      Drive knowing that you have 24 hours roadside assistance at the tip of your fingers. You only pay for services when you use them. No contracts required and no money upfront. The membership is completely FREE! The DriverClub program covers you in ANY car, ANY time, day or night, and you don't even have to be the driver. We will change your flat tire, deliver emergency gas, open your locked car, jump-start your dead battery and more. You have enough to worry about... Sign up for Infinity DriverClub, step on the gas and drive knowing you are protected on and off the road.

      Infinity Driver Club
      Infinity Auto Insurance

      Infinity Auto Insurance

      Unlimited Excellence thats what Infinity means to us

      Unlimited Excellence that's what Infinity means to us. Whether through our agencies or our online auto insurance policies we work to deliver excellence to all of our insureds by offering outstanding products and services designed to meet your needs through all the different stages of your life You can feel excellence in the firstrate customer service whether in person with an agent on the phone with a service representative or through a convenient online experience But you dont have to take our word for it Infinity maintains an A rating from AM Best an independent rating agency that measures the financial strength of insurance companies Of course we already knew we were an excellent secure and stable company for you to do business with but its always nice to be recognized by others

      Infinity Auto Insurance